Analysis PGR 100% YoY Growth Cross-sell Ratio result Bull
NYQ · Financial Services · Insurance - Property & Casualty
$221.31
+0.29 (+0.13%)
PGR Interactive Price Chart & Trading Signals
PGR Stock Snapshot — Valuation, Risk & Technical Signals
PGR Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
市值
$128.60B
P/E
11.09
远期P/E
13.59
PEG
67.78
P/B
3.75
EPS
$19.96
股息收益率
0.18%
52周区间
$189.20 – $248.17
贝塔
0.26
成交量
2.0M
ROE
34.9%
利润率
12.8%
收入增长
7.3%
毛利率
18.5%
EV/EBITDA
8.76
分析师目标价
$232.00
The trailing price-to-earnings ratio stands at 11.1x. Forward P/E of 13.6x suggests earnings compression ahead. Price-to-book is 3.75x. EV/EBITDA sits at 8.76x. Market capitalization is $128.60B. Revenue is growing at 7.3% on a trailing basis. Earnings are expanding at 5.0%. Profit margins are 12.8%. Return on equity is 34.9%. Beta of 0.26 indicates defensive profile.
Analyst Consensus
推荐
Hold
目标价（低）
$198.00
目标价（平均）
$232.00
目标价（高）
$309.00
基于21位分析师
关于PGR
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
PGR Deep Dive Analysis
Bottom Line
Verdict
UndervaluedBest for
Value-oriented investorsWatch out for
None flaggedData confidence
HighThe Progressive Corporation (PGR) trades below our multi-model fair value estimate of $378.49 by approximately 71.0%. Trailing P/E: 11.1x. Profitability signals include profit margin of 12.8% and return on equity of 34.9%. Recent growth metrics show revenue growth of 7.3% and earnings growth of 5.0%. Risk profile: defensive beta of 0.26. Consensus: hold.
PGR Deep Dive Analysis
Valuation
Undervalued
P/E 11.1x
Price sits below our estimate of fair value.
Growth
Expanding
Rev 7.3%
Revenue is outpacing the market.
Risk
Low
Beta 0.26
Movement is likely to track the broader market.
Valuation Snapshot
The Progressive Corporation (PGR) trades below our multi-model fair value estimate of $378.49 by approximately 71.0%. The trailing price-to-earnings ratio stands at 11.1x. Forward P/E of 13.6x implies earnings expansion expected. Price-to-sales is 1.4x. Price-to-book is 3.7x. EV/EBITDA sits at 8.8x. Market capitalization is $128.60B.
Why it matters: Buying below fair value can create a margin of safety, but always check earnings quality.
Growth & Profitability
Revenue is growing at 7.3% on a trailing basis. Earnings are expanding at 5.0%. Profit margins are 12.8%. Return on equity is 34.9%. Return on assets is 7.8%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.26 indicates defensive profile. Net debt position is $6.23B.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $232.00 implies 4.8% upside. Target range spans $198.00 to $309.00. 21 analysts cover the stock. Consensus recommendation: hold.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
The combination of undervaluation and moderate risk may suit value-oriented investors. Free cash flow yield of 13.4% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, market cap: Yahoo Finance (delayed ~5 min)
- P/E, EPS, revenue, debt: Yahoo Finance fundamentals
- Analyst targets: Yahoo Finance consensus (may lag)
- Insider trades: SEC EDGAR Form 4 filings
QuantSoar Model (Derived)
- Fair Value: 7-model consensus (DCF, Graham, P/E, P/S, DDM, EV/EBITDA, Div Yield) — trimmed inverse-variance weighted
- Margin of Safety = (Fair Value − Live Price) / Live Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation(±25) + Whale(±10) + Macro(±10) + Technical(±10). Analyst consensus shown separately.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
PGR Undervalued
The Progressive Corporation (PGR) trades below our multi-model fair value estimate of $378.49 by approximately 71.0%.
Frequently Asked Questions
ValuationIs PGR stock overvalued right now?
ValuationWhat is PGR fair value based on current fundamentals?
RiskHow risky is PGR compared with other stocks?
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DividendDoes PGR pay a dividend?
CatalystWhat could change the investment case for PGR?
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数据来源: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub