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Updated·Data: Yahoo Finance, SEC EDGAR·Data delayed ~5 min
PF

Breakdown PFG (Principal Financial) Top Monthly Gainer Bull

NMS · Financial Services · Asset Management

$118.37

+1.47 (+1.26%)

OverviewTechnicalRiskWhaleEarningsOptionsShort InterestESG

PFG Interactive Price Chart & Trading Signals

PFG Stock Snapshot — Valuation, Risk & Technical Signals

PFG Key Fundamentals, Analyst Targets & Company Profile

Key Financial Ratios

市值

$25.34B

P/E

16.86

远期P/E

11.39

PEG

1.06

P/B

2.09

EPS

$7.02

股息收益率

2.87%

52周区间

$77.90 – $121.18

贝塔

0.87

成交量

1.4M

ROE

12.9%

利润率

9.9%

收入增长

6.4%

毛利率

47.3%

EV/EBITDA

11.14

分析师目标价

$111.83

The trailing price-to-earnings ratio stands at 16.9x. Forward P/E of 11.4x implies earnings expansion expected. Price-to-book is 2.09x. EV/EBITDA sits at 11.14x. Market capitalization is $25.34B. Revenue is growing at 6.4% on a trailing basis. Earnings are expanding at 2.8%. Profit margins are 9.9%. Return on equity is 12.9%. Beta of 0.87 indicates market-average volatility.

Analyst Consensus

推荐

Hold

目标价（低）

$92.00

目标价（平均）

$111.83

目标价（高）

$125.00

基于12位分析师

关于Principal Financial

Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as specialty benefits group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment serves insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.

United States19,700 员工官网 ↗

在Interactive Brokers交易PFG

低成本全球交易

PFG Deep Dive Analysis

Bottom Line

Verdict

Fairly Valued

Best for

General investor

Watch out for

None flagged

Data confidence

High

Principal Financial Group, Inc. (PFG) trades near our multi-model fair value estimate of $128.49 by approximately 8.5%. Trailing P/E: 16.9x. Profitability signals include profit margin of 9.9% and return on equity of 12.9%. Recent growth metrics show revenue growth of 6.4% and earnings growth of 2.8%. Risk profile: beta of 0.87. Consensus: hold.

PFG Deep Dive Analysis

Valuation

Fairly Valued

P/E 16.9x

Price is close to fair value estimate.

Growth

Expanding

Rev 6.4%

Revenue is outpacing the market.

Valuation Snapshot

Principal Financial Group, Inc. (PFG) trades near our multi-model fair value estimate of $128.49 by approximately 8.5%. The trailing price-to-earnings ratio stands at 16.9x. Forward P/E of 11.4x suggests earnings compression ahead. Price-to-sales is 1.6x. Price-to-book is 2.1x. EV/EBITDA sits at 11.1x. Market capitalization is $25.34B.

Why it matters: A fairly valued stock means you are paying roughly what the business is worth today.

Growth & Profitability

Revenue is growing at 6.4% on a trailing basis. Earnings are expanding at 2.8%. Profit margins are 9.9%. Return on equity is 12.9%. Return on assets is 0.4%.

Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.

Risk Profile

Beta of 0.87 indicates market-average volatility. Net debt position is $-1816799744.00.

Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.

Analyst Context

Analyst consensus target of $111.83 implies 5.5% downside. Target range spans $92.00 to $125.00. 12 analysts cover the stock. Consensus recommendation: hold.

Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.

Investor Fit

Free cash flow yield of 17.5% is attractive for cash-flow-focused investors.

Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.

Data Methodology & Sources

Market Data (Facts)

  • Price, volume, market cap: Yahoo Finance (delayed ~5 min)
  • P/E, EPS, revenue, debt: Yahoo Finance fundamentals
  • Analyst targets: Yahoo Finance consensus (may lag)
  • Insider trades: SEC EDGAR Form 4 filings

QuantSoar Model (Derived)

  • Fair Value: 7-model consensus (DCF, Graham, P/E, P/S, DDM, EV/EBITDA, Div Yield) — trimmed inverse-variance weighted
  • Margin of Safety = (Fair Value − Live Price) / Live Price × 100
  • Composite Score: 40% Value + 30% Momentum + 30% Risk
  • Verdict Gauge: Base 50 + Valuation(±25) + Whale(±10) + Macro(±10) + Technical(±10). Analyst consensus shown separately.

Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.

PFG Fairly Valued

Principal Financial Group, Inc. (PFG) trades near our multi-model fair value estimate of $128.49 by approximately 8.5%.

Frequently Asked Questions

ValuationIs PFG stock overvalued right now?
PFG is trading near our fair value estimate of $128.49, within a normal valuation band.
ValuationWhat is PFG fair value based on current fundamentals?
Our fair value estimate for PFG is $128.49, derived from discounted cash flow, dividend discount, and relative valuation multiples. The estimate assumes a discount rate of 9.0% and terminal growth of 2.5%.
RiskHow risky is PFG compared with other stocks?
PFG carries a beta of 0.87 is near market average. Investors should weigh macro exposure against their own risk tolerance.
GrowthIs PFG still growing?
Latest trailing metrics show revenue growth of 6.4% and earnings growth of 2.8%. Profit margins are 9.9%.
AnalystWhat do analysts think about PFG?
Analyst consensus target is $111.83, implying 5.5% downside. The street recommendation is "hold".
DividendDoes PFG pay a dividend?
Yes. PFG currently offers a dividend yield of 2.9%.
CatalystWhat could change the investment case for PFG?
Key catalysts include Financial Services sector dynamics, interest rate shifts, and company-specific earnings surprises. Monitor macro risk scores and analyst estimate revisions for early signals.

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数据来源: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub