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UpdatedΒ·Data: Yahoo Finance, SEC EDGARΒ·Data delayed ~5 min
V

Deep Dive V (Visa) Breakout Candidate Market Share result

NYQ Β· Financial Services Β· Credit Services

$374.63

-0.65 (-0.17%)

OverviewTechnicalRiskWhaleEarningsOptionsShort InterestESG

V Interactive Price Chart & Trading Signals

V Stock Snapshot β€” Valuation, Risk & Technical Signals

V Key Fundamentals, Analyst Targets & Company Profile

Key Financial Ratios

Market Cap

$699.45B

P/E Ratio

31.88

Forward P/E

24.97

PEG Ratio

1.68

P/B Ratio

19.85

EPS

$11.75

Dividend Yield

0.71%

52W Range

$293.89 – $385.57

Beta

0.76

Volume

1.5M

ROE

61.2%

Profit Margin

50.8%

Revenue Growth

14.4%

Gross Margin

97.7%

EV/EBITDA

22.52

Analyst Target

$419.36

The trailing price-to-earnings ratio stands at 31.9x. Forward P/E of 25.0x implies earnings expansion expected. Price-to-book is 19.85x. EV/EBITDA sits at 22.52x. Market capitalization is $699.45B. Revenue is growing at 14.4% on a trailing basis. Earnings are expanding at 10.2%. Profit margins are 50.8%. Return on equity is 61.2%. Beta of 0.76 indicates defensive profile.

Analyst Consensus

Recommendation

Strong Buy

Low Target

$330.00

Mean Target

$419.36

High Target

$466.00

Based on 37 analysts

About Visa

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

United States34,100 employeesWebsite β†—

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V Deep Dive Analysis

Bottom Line

Verdict

Fairly Valued

Best for

Quality-focused portfolios

Watch out for

None flagged

Data confidence

High

Visa Inc. (V) trades near our multi-model fair value estimate of $334.25 by approximately 10.8%. Trailing P/E: 31.9x. Profitability signals include profit margin of 50.8% and return on equity of 61.2%. Recent growth metrics show revenue growth of 14.4% and earnings growth of 10.2%. Risk profile: defensive beta of 0.76. Consensus: strong_buy.

V Deep Dive Analysis

Valuation

Fairly Valued

P/E 31.9x

Price is close to fair value estimate.

Growth

Expanding

Rev 14.4%

Revenue is outpacing the market.

Risk

Low

Beta 0.76

Movement is likely to track the broader market.

Valuation Snapshot

Visa Inc. (V) trades near our multi-model fair value estimate of $334.25 by approximately 10.8%. The trailing price-to-earnings ratio stands at 31.9x. Forward P/E of 25.0x suggests earnings compression ahead. Price-to-sales is 15.7x. Price-to-book is 19.9x. EV/EBITDA sits at 22.5x. Market capitalization is $699.45B.

Why it matters: A fairly valued stock means you are paying roughly what the business is worth today.

Growth & Profitability

Revenue is growing at 14.4% on a trailing basis. Earnings are expanding at 10.2%. Profit margins are 50.8%. Return on equity is 61.2%. Return on assets is 19.1%.

Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.

Risk Profile

Beta of 0.76 indicates defensive profile. Net debt position is $10.07B.

Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.

Analyst Context

Analyst consensus target of $419.36 implies 11.9% upside. Target range spans $330.00 to $466.00. 37 analysts cover the stock. Consensus recommendation: strong_buy.

Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.

Investor Fit

Strong profitability metrics may appeal to quality-focused portfolios.

Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.

Data Methodology & Sources

Market Data (Facts)

  • Price, volume, market cap: Yahoo Finance (delayed ~5 min)
  • P/E, EPS, revenue, debt: Yahoo Finance fundamentals
  • Analyst targets: Yahoo Finance consensus (may lag)
  • Insider trades: SEC EDGAR Form 4 filings

QuantSoar Model (Derived)

  • Fair Value: 7-model consensus (DCF, Graham, P/E, P/S, DDM, EV/EBITDA, Div Yield) β€” trimmed inverse-variance weighted
  • Margin of Safety = (Fair Value βˆ’ Live Price) / Live Price Γ— 100
  • Composite Score: 40% Value + 30% Momentum + 30% Risk
  • Verdict Gauge: Base 50 + Valuation(Β±25) + Whale(Β±10) + Macro(Β±10) + Technical(Β±10). Analyst consensus shown separately.

Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.

V Fairly Valued

Visa Inc. (V) trades near our multi-model fair value estimate of $334.25 by approximately 10.8%.

Frequently Asked Questions

ValuationIs V stock overvalued right now?
V is trading near our fair value estimate of $334.25, within a normal valuation band.
ValuationWhat is V fair value based on current fundamentals?
Our fair value estimate for V is $334.25, derived from discounted cash flow, dividend discount, and relative valuation multiples. The estimate assumes a discount rate of 9.0% and terminal growth of 2.5%.
RiskHow risky is V compared with other stocks?
V carries a beta of 0.76 suggests a defensive profile. Investors should weigh macro exposure against their own risk tolerance.
GrowthIs V still growing?
Latest trailing metrics show revenue growth of 14.4% and earnings growth of 10.2%. Profit margins are 50.8%.
AnalystWhat do analysts think about V?
Analyst consensus target is $419.36, implying 11.9% upside. The street recommendation is "strong_buy".
DividendDoes V pay a dividend?
Yes. V currently offers a dividend yield of 0.7%.
CatalystWhat could change the investment case for V?
Key catalysts include Financial Services sector dynamics, interest rate shifts, and company-specific earnings surprises. Monitor macro risk scores and analyst estimate revisions for early signals.

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Phasakorn Traklang (Peach)

About the Author

Phasakorn Traklang (Peach) β€” Founder

Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.

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Investment Disclaimer: QuantSoar is for informational purposes only. We do not provide personalized investment advice. Always conduct your own research or consult a financial advisor. SEC

Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.