Allstate (ALL) Stock Analysis
NYQ · Financial Services · Insurance - Property & Casualty
$227.40
-0.20 (-0.09%)
ALL Interactive Price Chart & Trading Signals
ALL Stock Snapshot — Valuation, Risk & Technical Signals
ALL Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$57.50B
P/E Ratio
4.55
Forward P/E
8.20
PEG Ratio
1.67
P/B Ratio
1.82
EPS
$49.94
Dividend Yield
1.90%
52W Range
$188.08 – $277.22
Beta
0.15
Volume
0.2M
ROE
46.1%
Profit Margin
19.0%
Revenue Growth
11.8%
Gross Margin
36.8%
EV/EBITDA
3.58
Analyst Target
$276.09
The trailing price-to-earnings ratio stands at 4.6x. Forward P/E of 8.2x suggests earnings compression ahead. Price-to-book is 1.82x. EV/EBITDA sits at 3.58x. Market capitalization is $57.50B. Revenue is growing at 11.8% on a trailing basis. Earnings are expanding at 61.2%. Profit margins are 19.0%. Return on equity is 46.1%. Beta of 0.15 indicates defensive profile.
Analyst Consensus
Recommendation
Hold
Low Target
$191.00
Mean Target
$276.09
High Target
$334.00
Based on 22 analysts
About Allstate
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in four segments: Allstate Protection; Run-off Property-Liability; Protection Services; and Corporate and Other. The company offers private passenger auto, homeowners, other personal lines and commercial insurance through exclusive agents, independent agents, contact centers and online under the Allstate, National General, Direct Auto and Answer Financial brands. It also provides consumer product protection plans, device and mobile data collection services, and analytic solutions using automotive telematics information, roadside assistance, and protection plans; and insurance products, such as identity protection and restoration. In addition, the company offers property and casualty insurance, as well as engages in company activities and certain non-insurance operations, including expenses associated with strategic initiatives. Further, it offers automotive protection; vehicle service contracts, guaranteed asset protection, road hazard tires and wheels, and paintless dent repair protection; and roadside assistance, mobility data collection services, and analytic solutions using automotive telematics information, identity theft protection, and remediation services. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.
ALL Deep Dive Analysis
Bottom Line
Verdict
UndervaluedBest for
Value-oriented investorsWatch out for
None flaggedNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
The Allstate Corporation (ALL) trades below our multi-model fair value estimate of $556.20 by approximately 144.6%. Trailing P/E: 4.6x. Profitability signals include profit margin of 19.0% and return on equity of 46.1%. Recent growth metrics show revenue growth of 11.8% and earnings growth of 61.2%. Risk profile: defensive beta of 0.15. Consensus: hold.
Valuation, Growth & Risk
Valuation
Undervalued
P/E 4.6x
Price sits below our estimate of fair value.
Growth
Expanding
Rev 11.8%
Revenue is outpacing the market.
Risk
Low
Beta 0.15
Movement is likely to track the broader market.
Valuation Snapshot
The Allstate Corporation (ALL) trades below our multi-model fair value estimate of $556.20 by approximately 144.6%. The trailing price-to-earnings ratio stands at 4.6x. Forward P/E of 8.2x implies earnings expansion expected. Price-to-sales is 0.8x. Price-to-book is 1.8x. EV/EBITDA sits at 3.6x. Market capitalization is $57.50B.
Why it matters: Buying below fair value can create a margin of safety, but always check earnings quality.
Growth & Profitability
Revenue is growing at 11.8% on a trailing basis. Earnings are expanding at 61.2%. Profit margins are 19.0%. Return on equity is 46.1%. Return on assets is 8.7%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.15 indicates defensive profile. Net debt position is $1.78B.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $276.09 implies 21.4% upside. Target range spans $191.00 to $334.00. 22 analysts cover the stock. Consensus recommendation: hold.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
The combination of undervaluation and moderate risk may suit value-oriented investors. Free cash flow yield of 17.2% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
ALL Undervalued
The Allstate Corporation (ALL) trades below our multi-model fair value estimate of $556.20 by approximately 144.6%.
Frequently Asked Questions
ValuationIs ALL stock overvalued right now?
ValuationWhat is ALL fair value based on current fundamentals?
RiskHow risky is ALL compared with other stocks?
GrowthIs ALL still growing?
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.