Ameriprise (AMP) Stock Analysis
NYQ · Financial Services · Asset Management
$495.82
+2.82 (+0.57%)
AMP Interactive Price Chart & Trading Signals
AMP Stock Snapshot — Valuation, Risk & Technical Signals
AMP Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$43.83B
P/E Ratio
11.97
Forward P/E
9.60
PEG Ratio
1.39
P/B Ratio
6.89
EPS
$41.41
Dividend Yield
1.38%
52W Range
$422.37 – $572.56
Beta
1.13
Volume
0.2M
ROE
63.4%
Profit Margin
19.9%
Revenue Growth
11.6%
Gross Margin
54.9%
EV/EBITDA
—
Analyst Target
$579.45
The trailing price-to-earnings ratio stands at 12.0x. Forward P/E of 9.6x implies earnings expansion expected. Price-to-book is 6.89x. Market capitalization is $43.83B. Revenue is growing at 11.6% on a trailing basis. Earnings are expanding at 11.7%. Profit margins are 19.9%. Return on equity is 63.4%. Beta of 1.13 indicates market-average volatility.
Analyst Consensus
Recommendation
Buy
Low Target
$489.00
Mean Target
$579.45
High Target
$645.00
Based on 11 analysts
About Ameriprise
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, Corporate & Other segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor network, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. Ameriprise Financial, Inc. was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. The company was founded in 1894 and is based in Minneapolis, Minnesota.
AMP Deep Dive Analysis
Bottom Line
Verdict
UndervaluedBest for
Value-oriented investorsWatch out for
None flaggedNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
Ameriprise Financial, Inc. (AMP) trades below our multi-model fair value estimate of $1369.82 by approximately 176.3%. Trailing P/E: 12.0x. Profitability signals include profit margin of 19.9% and return on equity of 63.4%. Recent growth metrics show revenue growth of 11.6% and earnings growth of 11.7%. Risk profile: beta of 1.13. Consensus: buy.
Valuation, Growth & Risk
Valuation
Undervalued
P/E 12.0x
Price sits below our estimate of fair value.
Growth
Expanding
Rev 11.6%
Revenue is outpacing the market.
Valuation Snapshot
Ameriprise Financial, Inc. (AMP) trades below our multi-model fair value estimate of $1369.82 by approximately 176.3%. The trailing price-to-earnings ratio stands at 12.0x. Forward P/E of 9.6x suggests earnings compression ahead. Price-to-sales is 2.2x. Price-to-book is 6.9x. Market capitalization is $43.83B.
Why it matters: Buying below fair value can create a margin of safety, but always check earnings quality.
Growth & Profitability
Revenue is growing at 11.6% on a trailing basis. Earnings are expanding at 11.7%. Profit margins are 19.9%. Return on equity is 63.4%. Return on assets is 2.3%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 1.13 indicates market-average volatility. Net debt position is $-5996999680.00.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $579.45 implies 16.9% upside. Target range spans $489.00 to $645.00. 11 analysts cover the stock. Consensus recommendation: buy.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
The combination of undervaluation and moderate risk may suit value-oriented investors. Free cash flow yield of 18.6% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
AMP Undervalued
Ameriprise Financial, Inc. (AMP) trades below our multi-model fair value estimate of $1369.82 by approximately 176.3%.
Frequently Asked Questions
ValuationIs AMP stock overvalued right now?
ValuationWhat is AMP fair value based on current fundamentals?
RiskHow risky is AMP compared with other stocks?
GrowthIs AMP still growing?
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DividendDoes AMP pay a dividend?
CatalystWhat could change the investment case for AMP?
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.