AIG Stock Analysis
NYQ · Financial Services · Insurance - Diversified
$74.17
-0.65 (-0.87%)
AIG Interactive Price Chart & Trading Signals
AIG Stock Snapshot — Valuation, Risk & Technical Signals
AIG Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$38.78B
P/E Ratio
13.53
Forward P/E
8.44
PEG Ratio
0.63
P/B Ratio
0.96
EPS
$5.48
Dividend Yield
2.70%
52W Range
$71.25 – $87.29
Beta
0.51
Volume
2.9M
ROE
7.2%
Profit Margin
11.1%
Revenue Growth
0.5%
Gross Margin
35.1%
EV/EBITDA
4.60
Analyst Target
$88.45
The trailing price-to-earnings ratio stands at 13.5x. Forward P/E of 8.4x implies earnings expansion expected. Price-to-book is 0.96x. EV/EBITDA sits at 4.60x. Market capitalization is $38.78B. Revenue is growing at 0.5% on a trailing basis. Earnings are compressing at -10.1%. Profit margins are 11.1%. Return on equity is 7.2%. Beta of 0.51 indicates defensive profile.
Analyst Consensus
Recommendation
Buy
Low Target
$80.00
Mean Target
$88.45
High Target
$101.00
Based on 20 analysts
About AIG
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
AIG Deep Dive Analysis
Bottom Line
Verdict
UndervaluedBest for
Value-oriented investorsWatch out for
Earnings declineNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
American International Group, Inc. (AIG) trades below our multi-model fair value estimate of $89.28 by approximately 20.4%. Trailing P/E: 13.5x. Profitability signals include profit margin of 11.1% and return on equity of 7.2%. Recent growth metrics show revenue growth of 0.5% and earnings growth of -10.1%. Risk profile: defensive beta of 0.51. Consensus: buy.
Valuation, Growth & Risk
Valuation
Undervalued
P/E 13.5x
Price sits below our estimate of fair value.
Growth
Stable
Rev 0.5%
Revenue is moving sideways.
Risk
Low
Beta 0.51
Movement is likely to track the broader market.
Valuation Snapshot
American International Group, Inc. (AIG) trades below our multi-model fair value estimate of $89.28 by approximately 20.4%. The trailing price-to-earnings ratio stands at 13.5x. Forward P/E of 8.4x suggests earnings compression ahead. Price-to-sales is 1.5x. Price-to-book is 1.0x. EV/EBITDA sits at 4.6x. Market capitalization is $38.78B.
Why it matters: Buying below fair value can create a margin of safety, but always check earnings quality.
Growth & Profitability
Revenue is growing at 0.5% on a trailing basis. Earnings are compressing at -10.1%. Profit margins are 11.1%. Return on equity is 7.2%. Return on assets is 1.8%.
Why it matters: Stable revenue is fine, but watch for margin pressure that could limit profit growth.
Risk Profile
Beta of 0.51 indicates defensive profile. Net debt position is $-1367999488.00.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $88.45 implies 19.3% upside. Target range spans $80.00 to $101.00. 20 analysts cover the stock. Consensus recommendation: buy.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
The combination of undervaluation and moderate risk may suit value-oriented investors. Free cash flow yield of 8.5% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
AIG Undervalued
American International Group, Inc. (AIG) trades below our multi-model fair value estimate of $89.28 by approximately 20.4%.
Frequently Asked Questions
ValuationIs AIG stock overvalued right now?
ValuationWhat is AIG fair value based on current fundamentals?
RiskHow risky is AIG compared with other stocks?
GrowthIs AIG still growing?
AnalystWhat do analysts think about AIG?
DividendDoes AIG pay a dividend?
CatalystWhat could change the investment case for AIG?
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.