TYL Stock Analysis
NYQ · Technology · Software - Application
$322.45
-3.12 (-0.96%)
TYL Interactive Price Chart & Trading Signals
TYL Stock Snapshot — Valuation, Risk & Technical Signals
TYL Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$13.21B
P/E Ratio
42.32
Forward P/E
21.00
PEG Ratio
1.36
P/B Ratio
4.35
EPS
$7.62
Dividend Yield
—
52W Range
$270.71 – $531.94
Beta
0.83
Volume
0.1M
ROE
9.7%
Profit Margin
13.4%
Revenue Growth
8.2%
Gross Margin
47.2%
EV/EBITDA
30.14
Analyst Target
$426.64
The trailing price-to-earnings ratio stands at 42.3x. Forward P/E of 21.0x implies earnings expansion expected. Price-to-book is 4.35x. EV/EBITDA sits at 30.14x. Market capitalization is $13.21B. Revenue is growing at 8.2% on a trailing basis. Earnings are expanding at 15.5%. Profit margins are 13.4%. Return on equity is 9.7%. Beta of 0.83 indicates market-average volatility.
Analyst Consensus
Recommendation
Buy
Low Target
$335.00
Mean Target
$426.64
High Target
$525.00
Based on 22 analysts
About TYL
Tyler Technologies, Inc. provides integrated software and technology management solutions for the public sector in the United States. It operates in two segments, Enterprise Software and Platform Technologies. The company designs, develops, markets, and supports a range of software solutions to serve mission-critical back-office functions. It also offers platform and transformative technology solutions, such as cybersecurity, data and insights, digital solutions, payments, platform technologies, and outdoor recreation; public administration solutions, including civic services, ERP, property and recording, and regulatory; and corrections, courts and justice, and public safety solutions. In addition, the company provides school ERP and student transportation K-12 education solutions; and health and human services solutions comprising environmental health, and disability and benefits. It has a strategic collaboration agreement with Amazon Web Services for cloud hosting services. The company was formerly known as Tyler Corporation and changed its name to Tyler Technologies, Inc. in June 1999. Tyler Technologies, Inc. was founded in 1966 and is based in Plano, Texas.
TYL Deep Dive Analysis
Bottom Line
Verdict
OvervaluedBest for
General investorWatch out for
Premium valuationNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
Tyler Technologies, Inc. (TYL) trades above our multi-model fair value estimate of $180.82 by approximately 43.9%. Trailing P/E: 42.3x. Profitability signals include profit margin of 13.4% and return on equity of 9.7%. Recent growth metrics show revenue growth of 8.2% and earnings growth of 15.5%. Risk profile: beta of 0.83. Consensus: buy.
Valuation, Growth & Risk
Valuation
Overvalued
P/E 42.3x
Price is above what fundamentals suggest.
Growth
Expanding
Rev 8.2%
Revenue is outpacing the market.
Valuation Snapshot
Tyler Technologies, Inc. (TYL) trades above our multi-model fair value estimate of $180.82 by approximately 43.9%. The trailing price-to-earnings ratio stands at 42.3x. Forward P/E of 21.0x suggests earnings compression ahead. Price-to-sales is 5.4x. Price-to-book is 4.3x. EV/EBITDA sits at 30.1x. Market capitalization is $13.21B.
Why it matters: Paying a premium works only if the company keeps growing faster than expected.
Growth & Profitability
Revenue is growing at 8.2% on a trailing basis. Earnings are expanding at 15.5%. Profit margins are 13.4%. Return on equity is 9.7%. Return on assets is 4.2%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.83 indicates market-average volatility. Net debt position is $485.00M.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $426.64 implies 32.3% upside. Target range spans $335.00 to $525.00. 22 analysts cover the stock. Consensus recommendation: buy.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
TYL Overvalued
Tyler Technologies, Inc. (TYL) trades above our multi-model fair value estimate of $180.82 by approximately 43.9%.
Frequently Asked Questions
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.