Raymond James (RJF) Stock Analysis
NYQ · Financial Services · Asset Management
$159.08
-0.79 (-0.49%)
RJF Interactive Price Chart & Trading Signals
RJF Stock Snapshot — Valuation, Risk & Technical Signals
RJF Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$30.56B
P/E Ratio
13.88
Forward P/E
11.20
PEG Ratio
0.78
P/B Ratio
2.41
EPS
$11.46
Dividend Yield
1.35%
52W Range
$138.82 – $182.73
Beta
0.92
Volume
0.1M
ROE
18.4%
Profit Margin
15.1%
Revenue Growth
15.1%
Gross Margin
93.2%
EV/EBITDA
—
Analyst Target
$186.00
The trailing price-to-earnings ratio stands at 13.9x. Forward P/E of 11.2x implies earnings expansion expected. Price-to-book is 2.41x. Market capitalization is $30.56B. Revenue is growing at 15.1% on a trailing basis. Earnings are expanding at 42.0%. Profit margins are 15.1%. Return on equity is 18.4%. Beta of 0.92 indicates market-average volatility.
Analyst Consensus
Recommendation
Buy
Low Target
$160.00
Mean Target
$186.00
High Target
$205.00
Based on 13 analysts
About Raymond James
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
RJF Deep Dive Analysis
Bottom Line
Verdict
Fairly ValuedBest for
General investorWatch out for
None flaggedNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
Raymond James Financial, Inc. (RJF) trades near our multi-model fair value estimate of $157.39 by approximately 1.1%. Trailing P/E: 13.9x. Profitability signals include profit margin of 15.1% and return on equity of 18.4%. Recent growth metrics show revenue growth of 15.1% and earnings growth of 42.0%. Risk profile: beta of 0.92. Consensus: buy.
Valuation, Growth & Risk
Valuation
Fairly Valued
P/E 13.9x
Price is close to fair value estimate.
Growth
Expanding
Rev 15.1%
Revenue is outpacing the market.
Valuation Snapshot
Raymond James Financial, Inc. (RJF) trades near our multi-model fair value estimate of $157.39 by approximately 1.1%. The trailing price-to-earnings ratio stands at 13.9x. Forward P/E of 11.2x suggests earnings compression ahead. Price-to-sales is 2.0x. Price-to-book is 2.4x. Market capitalization is $30.56B.
Why it matters: A fairly valued stock means you are paying roughly what the business is worth today.
Growth & Profitability
Revenue is growing at 15.1% on a trailing basis. Earnings are expanding at 42.0%. Profit margins are 15.1%. Return on equity is 18.4%. Return on assets is 2.6%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.92 indicates market-average volatility. Net debt position is $-9936000000.00.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $186.00 implies 16.9% upside. Target range spans $160.00 to $205.00. 13 analysts cover the stock. Consensus recommendation: buy.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
Free cash flow yield of 7.3% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
RJF Fairly Valued
Raymond James Financial, Inc. (RJF) trades near our multi-model fair value estimate of $157.39 by approximately 1.1%.
Frequently Asked Questions
ValuationIs RJF stock overvalued right now?
ValuationWhat is RJF fair value based on current fundamentals?
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GrowthIs RJF still growing?
AnalystWhat do analysts think about RJF?
DividendDoes RJF pay a dividend?
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.