M&T Bank (MTB) Stock Analysis
NYQ · Financial Services · Banks - Regional
$220.97
-0.26 (-0.12%)
MTB Interactive Price Chart & Trading Signals
MTB Stock Snapshot — Valuation, Risk & Technical Signals
MTB Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Capitalización
$31.91B
P/E
11.70
Forward P/E
10.48
PEG
1.31
P/B
1.26
EPS
$18.89
Rendimiento dividendo
2.71%
Rango 52S
$174.76 – $255.95
Beta
0.56
Volumen
0.0M
ROE
10.7%
Margen beneficio
32.1%
Crecimiento ingresos
6.2%
Margen bruto
—
EV/EBITDA
—
Objetivo analistas
$257.69
The trailing price-to-earnings ratio stands at 11.7x. Forward P/E of 10.5x implies earnings expansion expected. Price-to-book is 1.26x. Market capitalization is $31.91B. Revenue is growing at 6.2% on a trailing basis. Earnings are expanding at 25.5%. Profit margins are 32.1%. Return on equity is 10.7%. Beta of 0.56 indicates defensive profile.
Analyst Consensus
Recomendación
Hold
Objetivo bajo
$224.00
Objetivo medio
$257.69
Objetivo alto
$301.00
Basado en 18 analistas
Acerca de M&T Bank
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, direct deposit, and merchant credit card services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
MTB Deep Dive Analysis
Bottom Line
Verdict
Fairly ValuedBest for
General investorWatch out for
None flaggedNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
M&T Bank Corporation (MTB) trades near our multi-model fair value estimate of $198.17 by approximately 10.3%. Trailing P/E: 11.7x. Profitability signals include profit margin of 32.1% and return on equity of 10.7%. Recent growth metrics show revenue growth of 6.2% and earnings growth of 25.5%. Risk profile: defensive beta of 0.56. Consensus: hold.
Valuation, Growth & Risk
Valuation
Fairly Valued
P/E 11.7x
Price is close to fair value estimate.
Growth
Expanding
Rev 6.2%
Revenue is outpacing the market.
Risk
Low
Beta 0.56
Movement is likely to track the broader market.
Valuation Snapshot
M&T Bank Corporation (MTB) trades near our multi-model fair value estimate of $198.17 by approximately 10.3%. The trailing price-to-earnings ratio stands at 11.7x. Forward P/E of 10.5x suggests earnings compression ahead. Price-to-sales is 3.4x. Price-to-book is 1.3x. Market capitalization is $31.91B.
Why it matters: A fairly valued stock means you are paying roughly what the business is worth today.
Growth & Profitability
Revenue is growing at 6.2% on a trailing basis. Earnings are expanding at 25.5%. Profit margins are 32.1%. Return on equity is 10.7%. Return on assets is 1.4%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.56 indicates defensive profile. Net debt position is $1.01B.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $257.69 implies 16.6% upside. Target range spans $224.00 to $301.00. 18 analysts cover the stock. Consensus recommendation: hold.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
Free cash flow yield of 9.0% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
MTB Fairly Valued
M&T Bank Corporation (MTB) trades near our multi-model fair value estimate of $198.17 by approximately 10.3%.
Frequently Asked Questions
ValuationIs MTB stock overvalued right now?
ValuationWhat is MTB fair value based on current fundamentals?
RiskHow risky is MTB compared with other stocks?
GrowthIs MTB still growing?
AnalystWhat do analysts think about MTB?
DividendDoes MTB pay a dividend?
CatalystWhat could change the investment case for MTB?
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Datos: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub