Chubb (CB) Stock Analysis
NYQ · Financial Services · Insurance - Property & Casualty
$330.57
-2.79 (-0.84%)
CB Interactive Price Chart & Trading Signals
CB Stock Snapshot — Valuation, Risk & Technical Signals
CB Key Fundamentals, Analyst Targets & Company Profile
Key Financial Ratios
Market Cap
$127.54B
P/E Ratio
11.71
Forward P/E
11.36
PEG Ratio
2.51
P/B Ratio
1.69
EPS
$28.24
Dividend Yield
1.22%
52W Range
$265.30 – $365.91
Beta
0.38
Volume
0.7M
ROE
14.8%
Profit Margin
18.1%
Revenue Growth
6.1%
Gross Margin
31.1%
EV/EBITDA
10.15
Analyst Target
$365.91
The trailing price-to-earnings ratio stands at 11.7x. Forward P/E of 11.4x implies earnings expansion expected. Price-to-book is 1.69x. EV/EBITDA sits at 10.15x. Market capitalization is $127.54B. Revenue is growing at 6.1% on a trailing basis. Earnings are compressing at -0.7%. Profit margins are 18.1%. Return on equity is 14.8%. Beta of 0.38 indicates defensive profile.
Analyst Consensus
Recommendation
Buy
Low Target
$306.00
Mean Target
$365.91
High Target
$425.00
Based on 23 analysts
About Chubb
Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
CB Deep Dive Analysis
Bottom Line
Verdict
Fairly ValuedBest for
General investorWatch out for
Earnings declineNon-zero inputs
4/5Counts non-zero values for price, P/E, beta, macro risk, and revenue growth; zero may mean unavailable or be a genuine zero.
Chubb Limited (CB) trades near our multi-model fair value estimate of $378.03 by approximately 14.4%. Trailing P/E: 11.7x. Profitability signals include profit margin of 18.1% and return on equity of 14.8%. Recent growth metrics show revenue growth of 6.1% and earnings growth of -0.7%. Risk profile: defensive beta of 0.38. Consensus: buy.
Valuation, Growth & Risk
Valuation
Fairly Valued
P/E 11.7x
Price is close to fair value estimate.
Growth
Expanding
Rev 6.1%
Revenue is outpacing the market.
Risk
Low
Beta 0.38
Movement is likely to track the broader market.
Valuation Snapshot
Chubb Limited (CB) trades near our multi-model fair value estimate of $378.03 by approximately 14.4%. The trailing price-to-earnings ratio stands at 11.7x. Forward P/E of 11.4x indicates stable forward expectations. Price-to-sales is 2.1x. Price-to-book is 1.7x. EV/EBITDA sits at 10.2x. Market capitalization is $127.54B.
Why it matters: A fairly valued stock means you are paying roughly what the business is worth today.
Growth & Profitability
Revenue is growing at 6.1% on a trailing basis. Earnings are compressing at -0.7%. Profit margins are 18.1%. Return on equity is 14.8%. Return on assets is 3.4%.
Why it matters: Growing revenue with healthy margins usually means the business is gaining market share or pricing power.
Risk Profile
Beta of 0.38 indicates defensive profile. Net debt position is $17.05B.
Why it matters: Lower risk means steadier returns, but often with less upside in bull markets.
Analyst Context
Analyst consensus target of $365.91 implies 10.7% upside. Target range spans $306.00 to $425.00. 23 analysts cover the stock. Consensus recommendation: buy.
Why it matters: Analyst targets reflect what professionals expect over 12 months. A wide gap between price and target can mean the market disagrees with the consensus.
Investor Fit
Free cash flow yield of 10.0% is attractive for cash-flow-focused investors.
Takeaway: Match the stock's risk-reward profile with your own goals and time horizon. No single metric tells the whole story.
Data Methodology & Sources
Market Data (Facts)
- Price, volume, and market cap: Yahoo Finance (may be delayed)
- P/E, EPS, revenue, and debt: Yahoo Finance fundamentals
- Analyst estimates: Yahoo Finance (coverage and update times vary)
- Insider transactions: Yahoo Finance (reporting may be delayed)
QuantSoar Model (Derived)
- Fair value: available outputs from seven models; outliers are filtered using MAD (k=3.5), then combined with fixed model weights.
- Margin of Safety = (Fair Value − Displayed Price) / Displayed Price × 100
- Composite Score: 40% Value + 30% Momentum + 30% Risk
- Verdict Gauge: Base 50 + Valuation (up to ±25) + Whale sentiment (up to ±10) + Insider buying (+5) + Macro risk (up to ±10) + Technical signal (up to ±10). Analyst consensus is separate.
Model outputs are estimates based on available data and are not investment advice. Cross-check with primary sources before making investment decisions.
CB Fairly Valued
Chubb Limited (CB) trades near our multi-model fair value estimate of $378.03 by approximately 14.4%.
Frequently Asked Questions
ValuationIs CB stock overvalued right now?
ValuationWhat is CB fair value based on current fundamentals?
RiskHow risky is CB compared with other stocks?
GrowthIs CB still growing?
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DividendDoes CB pay a dividend?
CatalystWhat could change the investment case for CB?
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About the Author
Phasakorn Traklang (Peach) — Founder
Phasakorn Traklang (Peach) is the founder of QuantSoar, bringing expertise in SEO, web development, and technical analytics to build an AI-powered investment platform accessible to retail investors worldwide.
Connect on LinkedInInvestment Disclaimer: Tax treatment can depend on tax residence, account type, and tax year. This information is general and is not personal tax or investment advice. SEC
Data: Yahoo Finance / SEC EDGAR / Alpha Vantage / Finnhub. AI outputs verified against source data.